Life insurance can be an important part of your personal safety net, especially if you have financial dependents. MetLife, a leading provider of life insurance to millions of customers, can work with you to find easy and affordable life insurance solutions—so you know your loved ones will be taken care of. To learn more, click on the "ifs" that pertain to you—and see for yourself how life insurance can help you plan for the if in life.
Those who need a large amount of insurance protection but have limited budgets.
People with specific business needs (e.g., business owners who want to cover the life of a key employee who has a set number of years until retirement).
If your needs change, most term life insurance policies allow you to convert to a permanent life insurance policy without having to take a medical exam or provide other information about your health.
Term life insurance is a good way to supplement other coverage when you have added financial responsibilities for a given period of time (e.g., mortgage, college expenses).
Death benefits are generally received free from income tax.
Once the term period expires, unless you renew your policy, the insurance coverage ceases and the policy has no further value.